I am Naomi Gabriel, a medical doctor who is passionate about helping people with their personal finance on Youtube, for free!
The origin story
My money memories
Most of them are from periods of my parents having little money, frequent worries about money and lots of big emotions surrounding it.
But, there were also a few years here and there where suddenly there was some money, and spending that money became a big part of life.
2. The promised land
I started reading books and stories on personal finance that painted me a picture I’d never seen before.
It kind of was like being shown some kind of promised land, where worrying about money did not have to be a reality. It perhaps sounds silly, but if you havent been around those experiences, it’s very easy to never be aware of the fact that there are people who manage to get out of debt and live without acute financial worries.
3. My own money habits
Surrounded thoughts like: “everything can go away suddenly”. I felt like I needed to save some of it, but ultimately my impulse of “I deserve to treat myself” would always win.
I’d feel guilty to ask my parents for financial help but at the same time bought people expensive presents, even though looking back, I couldn’t afford these things.
4. Respect
The change came when learnt how to budget for my own specific situation. This allowed be to pay off my debt, bit by bit and to make better financial decisions.
The feeling of paying off what I owed became addictive.
With this, grew a certain self-trust. That made everything way easier.
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